Undergraduate

When savings, scholarships, and federal aid aren’t enough to pay for your school expenses, you can find private undergraduate student loans for US citizens designed for your field of study at a US or International University.

Graduate

If you're a US citizen and are considering a graduate student loan to help cover the cost of your next degree when studying at an US or International University, it's important to understand what types of loans to consider, how to apply, and how much aid you can qualify for.

Study Abroad​

Global Study Abroad with GEMS gives US and the opportunity of a lifetime to advance your academic and professional objectives while experiencing a whole new world.

International

GEMS has partnered with one of the largest student loan providers in the US and has developed loan programs for non-US students at US and International Universities with or without a US citizen cosigner. Students from Canada, India, Mexico and South Korea pursuing specific degree at approved US institution may apply without a cosigner.

NEED MONEY FOR COLLEGE? A STUDENT LOAN CAN HELP

A private student loan can help pay for college when savings, scholarships, and federal aid aren't enough.

Whether you’re an undergraduate or graduate student you can find a student loan designed for your field of study. GEMS can now help international students get a loan without the need of a cosigner to study in approved US Universities. 

Undergraduate Student Loans

Pay for your undergraduate school expenses.

Graduate Student Loans

Choose the right graduate student loan

International Student

Get a loan to study at a US or International University (non-US citizen).

Study Abroad

Expenses due to study abroad opportunities.

Learn More

About your student loan options.

Undergradute

For bachelor's or associate's degrees or for study abroad opportunities.

Graduate

For expenses due to graduate programs

Study Abroad

Expenses due to study abroad opportunities.

MBA

For expenses due to MBA programs

Medical School

For expenses due to medical school

Medical Residency

For residencies and relocations

Health ProfesSions Graduate

For expenses due to your health professions degree

INTERNATIONAL STUDENT

Get a loan to study at a US or International University (non-US citizen)

We Believe

in the power of education

We’re a company with a purpose—
we’re here to help families save, plan, and pay for college.

Higher education creates opportunity and opportunity should be within everyone’s reach—
We admire individuals for pursuing their dreams, and we’re here to help make them a reality. We encourage families to borrow responsibly and offer private student loans to help them make college happen.

You Inspire Us.

We’re passionate about helping you create the life you want for yourself or your family.